Latent Defects Insurance by Resilience Insurance
What is Latent Defects Insurance?
Resilience Latent Defects Insurance (LDI) offers 10 years of post-construction protection against major structural defects in residential, commercial, industrial and mixed-use buildings and is the first of its kind in Australia.
It covers physical damage caused by design, material, or workmanship issues and provides owners and stakeholders with immediate, dispute‑free access to cover. Resilience LDI helps safeguard building quality, minimise risk, and deliver long‑term peace of mind.
How does Resilience LDI work?
Protection for 10 years
Obtained by the Developer and/or Builder prior to starting construction, the 10-year post‑construction protection is active from the date of issuance of the Occupancy Certificate.
First‑resort support
There’s no need to prove negligence or enter legal disputes. Owners and stakeholders claim directly with Resilience Insurance for fast, straightforward support.
Quality control to support high building standards
Through independent design and construction audits for quality assurance, this proactive approach reduces rectification costs, strengthens stakeholder confidence and helps ensure every project is delivered to a high standard.
Latent Defects Insurance By Resilience Insurance
Who Is Latent Defects Insurance For?
Resilience Latent Defects Insurance supports everyone involved in a build from financers, developers, builders, brokers, project marketers and owners, by adding an extra layer of long‑term protection against hidden structural issues and building confidence in every project.
Builders
Independent oversight that supports better workmanship, reduces rectification costs and helps deliver smoother handovers.
Developers
Risk reduction and buyer confidence through long‑term structural protection and quality assurance from design to completion.
Brokers
A valuable solution that strengthens client portfolios with long‑term protection and a clear, efficient claims pathway.
Financers
Stronger lending assurance with protection that preserves asset value and reduces exposure to major structural risk.
Project Marketers
A compelling proof point that boosts buyer trust, improves sales momentum, and differentiates high‑quality developments.
Owners
A peace of mind, direct, dispute‑free access to support and 10 years of protection that preserves building integrity and long‑term value.
Facts & Stats
What Should You Know About Resilience Latent Defects Insurance?
10 years of major structural defects cover for the full building value
No need to prove negligence, owners claim directly with Resilience Insurance
Over 13,000 apartments currently have Resilience Latent Defects Insurance
Partners
Our Latent Defects Insurance Partners
Meet the early adopters and market-leading developers and builders who are implementing Resilience Latent Defects Insurance for their customers’ peace of mind and to showcase their high-quality construction and long-term commitment to excellence.
Testimonials
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News
Australia’s appetite for high‑density living is undeniable. As our cities grow upward, apartments and mixed‑use developments have become central to meeting housing demand….
The 10-year Latent Defects Insurance (LDI) policy, now one of the most important considerations on an off-the-plan apartment buyer’s checklist, has expanded its growing presence…
The first new apartment development in Gladesville to offer 10-year Latent Defects Insurance (LDI) protection is soon to welcome its residents….
The sought-after Latent Defects Insurance policy, offering off the plan apartment buyers peace of mind for 10 years post-completion, has made its way to Sydney’s…
Developers Equicentia and Wingala Capital, have become the first in Manly to secure Resilience Insurance’s Latent Defects Insurance….
In a region where no other nearby developments currently carry LDI, the move also creates a market differentiator….
Case Studies
A development located in Caulfield South, Victoria, constructed by Shangri-La Constructions and completed in 2015, has attracted significant media attention recently. It has shed light…
The Charles de Gaulle Airport in Paris suffered a catastrophic collapse in 2004. The incident occurred when a section of steel roofing at Terminal 2E…
With growing dismay in the quality of delivery of medium and high-density apartment construction market, the NSW Government has again led the nation in development…
For decades, Latent Defects Insurance has been offered to Building Industry stakeholders and protecting consumers. It has not been readily available in Australia. Now, with…
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Get covered with Resilience Latent Defects Insurance
Resilience Insurance is the market leader and primary resource for Latent Defects Insurance in Australia. Changing the game for consumers and Industry, this solution not only improves building confidence, but it is a must have on any new development project.