Contract Works Insurance
Comprehensive Contract Works Insurance designed specifically for the Australian construction industry
Built on strong underwriting fundamentals and a deep understanding of construction risk, Resilience Insurance’s Contract Works delivers flexible protection for physical loss or damage to works during the construction period, supporting projects from commencement through to completion.
We provide certainty to brokers, contractors, principals, and project stakeholders through clear coverage, adaptable policy structures, and responsive underwriting.
What is Contract Works Insurance?
Contract Works Insurance provides cover for physical loss of or damage to construction works, materials, and associated project assets during the course of construction. It is designed to respond to unforeseen and accidental events that may impact a project prior to completion.
Cover typically extends to contract works, temporary works, and materials on site or in the process of installation, ensuring that projects can continue with minimal disruption following an insured event.
Contract Works Insurance By Resilience Insurance
Flexible Solutions for Construction Projects
Resilience Insurance offers both annual and single project policy structures, allowing brokers to align cover with their clients’ operational requirements and project pipelines.
Our Contract Works Insurance can accommodate a broad range of construction activities, including:
Residential Construction
Commercial Developments
Alterations & Refurbishments
Projects involving existing or heritage structures
Complex or technically challenging builds
This flexibility ensures coverage can be tailored to suit both ongoing operations and one-off developments.
Coverage Highlights
Contract Works Insurance is designed to reflect the practical realities of construction risk, with features including:
Indemnity for material damage to contract works during construction
Cover for temporary works and materials on site
Consideration for contract variations and escalation in project values
Reinstatement of sums insured following a loss
Support for multi-party project structures, including principals and contractors
The policy wording is structured to provide clarity around what is covered, how claims are assessed, and how settlements are made, giving brokers and clients confidence at every stage of the project.
Designed for Certainty and Transparency
Resilience Insurance places a strong emphasis on clear and disciplined policy design. Our Contract Works Insurance incorporates well-defined conditions and exclusions, addressing key areas such as defects, wear and tear, testing exposures, and other industry-standard considerations.
This ensures the policy performs as intended while maintaining consistency with underwriting principles and market expectations.
A Partner-Led Approach
We work closely with our broker partners to understand each risk on its merits. Our underwriting approach considers project-specific factors such as construction methodology, site conditions, and overall project complexity, allowing us to deliver tailored insurance solutions rather than generic coverage.
By combining technical expertise with a collaborative approach, Resilience Insurance supports better outcomes for brokers and their clients across the construction lifecycle.
Why Resilience Insurance?
We deliver more than just coverage, we provide a considered, flexible, and partnership-driven approach to construction risk.
Specialist construction underwriting expertise
Flexible annual and single project solutions
Clear, transparent policy wordings
Responsive and collaborative broker engagement
Get In Touch
Get in Touch with Resilience Insurance
We work with stakeholders to find the best insurance solutions.
Contact us today to get started.